Terms and Conditions

1. Acceptance of Terms

By accessing and using this website, you accept and agree to be bound by these Terms and our Privacy Policy. These Terms apply to all visitors, users, and others who access or use the website.

2. Use of the Website

You agree to use this website only for lawful purposes. You must not:

• Use the website in any way that breaches applicable local, national, or international law.
• Attempt to gain unauthorized access to any part of the website, its servers, or connected systems.
• Transmit any malicious code, viruses, or harmful material.
• Use the website to send unsolicited communications or engage in fraudulent activity.

3. Intellectual Property

Unless otherwise stated, all content on this website, including text, graphics, logos, images, and software, is the property of Open Fintech Solutions and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

4. Services

Information about our services is provided for general informational purposes only. While we strive to keep the information accurate and up to date, the scope, availability, and pricing of services may change without notice. Specific engagements are governed by separate agreements.

5. Disclaimer of Warranties

This website is provided on an 'as is' and 'as available' basis without warranties of any kind, whether express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of harmful components.

6. Limitation of Liability

To the fullest extent permitted by law, Open Fintech Solutions shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of, or inability to use, this website.

7. Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by us. We have no control over and assume no responsibility for the content or practices of any third-party websites.

8. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Romania, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of Romania.

9. Changes to These Terms

We reserve the right to modify or replace these Terms at any time. Any changes will be posted on this page with an updated 'Last updated' date. Your continued use of the website after changes constitutes acceptance of the revised Terms.